How Much Does a Security Guard Cost in the UK?

There is no single price for a security guard in the UK. A contract charge rate is the officer’s hourly pay, which by law cannot fall below the National Living Wage, plus employer National Insurance, holiday pay, pension contributions, licensing, uniform, supervision, insurance, overheads and the provider’s margin. The rate then moves with the hours, risk and length of the contract.

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This guide explains each of those cost drivers so that facilities managers and procurement teams can read a quotation properly, compare suppliers on a like-for-like basis and recognise rates that cannot be delivered lawfully. It deliberately does not publish a “market average” hourly rate: there is no authoritative, regularly updated public source for one, and figures quoted online rarely state what they include.

Key takeaways

  • A contract security charge rate is built from the officer’s pay plus statutory employment costs, licensing, supervision, insurance, overheads and margin.
  • From 1 April 2026 the National Living Wage for workers aged 21 and over is £12.71 an hour, and every compliant rate must be built on at least that.
  • Employer National Insurance, paid holiday and pension auto-enrolment add materially to the cost of every hour an officer actually works.
  • Unsocial hours, bank holidays, short notice, short contracts, site risk, dogs and vehicles all increase the rate.
  • A quoted rate that sits close to the minimum wage itself is a warning sign that something in the employment chain is not compliant.
Two security officers in hi-vis vests with radios and body cameras stand at the entrance of an office building in London.

What is included in a security guard charge rate?

A charge rate is a fully loaded price per officer hour.

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The officer’s pay is only one part of it. The table below sets out the components a properly built rate should cover.

Cost componentWhat it coversFixed by law or variable?
Basic hourly payThe officer’s wage for each hour workedStatutory minimum (National Living Wage); actual rate set by employer and market
Employer National InsuranceClass 1 secondary contributions on earnings above the secondary thresholdStatutory: 15% above £5,000 a year for 2026 to 2027
Holiday payPaid annual leave the officer accrues while workingStatutory minimum of 5.6 weeks a year
Pension auto-enrolmentEmployer contribution for eligible workersStatutory minimum of 3% employer on qualifying earnings
SIA licenceThe front-line licence each officer must hold for licensable workStatutory requirement; who pays varies by employer
Training and screeningLicence-linked training, site induction, refresher training, pre-employment checksVariable
Uniform and equipmentUniform, high-visibility wear, radios, torches, body-worn or patrol-recording devicesVariable
Supervision and managementSite visits, welfare checks, contract management, schedulingVariable
Control room supportOut-of-hours check calls, escalation and incident managementVariable
InsuranceEmployers’ liability (legally required, minimum £5 million cover), public liability and other coverPartly statutory
Absence and relief coverCovering sickness, training days and holidays so the post is never left emptyVariable
Overheads and marginPayroll, HR, compliance, accreditation costs, office costs and profitVariable

An illustrative method for testing whether a rate is viable

You do not need a supplier’s internal pricing model to test a quotation.

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The arithmetic below uses only published statutory figures. It is not a price and not a Seccuro rate; it shows the minimum employment cost of one officer before any of the variable costs in the table above are added.

  1. Annual paid hours. An officer contracted for 40 hours a week is paid for 52 weeks: 2,080 hours.
  2. Hours actually worked. Deduct 5.6 weeks of holiday: 46.4 weeks × 40 hours = 1,856 hours on site.
  3. Gross pay at the National Living Wage. 2,080 × £12.71 = £26,436.80.
  4. Employer National Insurance. (£26,436.80 − £5,000) × 15% = £3,215.52.
  5. Employer pension. (£26,436.80 − £6,240) × 3% = £605.90.
  6. Total statutory employment cost. £30,258.22 a year.
  7. Cost per hour worked. £30,258.22 ÷ 1,856 = about £16.30.

That figure covers wages and statutory on-costs only. It excludes licensing, training, uniform, supervision, control room support, insurance, relief cover, overheads and margin, and it assumes the officer is paid no more than the legal minimum. A provider quoting a charge rate close to that level, or close to the National Living Wage itself, is either making a loss, paying below the legal minimum, avoiding employer obligations (for example through false self-employment), or not supplying what the specification requires. Each of those creates risk for the client.

What makes a security guard more expensive?

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Hours and unsocial time

Night, weekend and bank holiday shifts usually carry higher pay to attract and keep officers, and those premiums flow into the charge rate. Statutory rules also limit how long officers can work: night workers’ average working time should not exceed eight hours in any 24-hour period, and the 48-hour average weekly limit applies unless a worker has opted out. A 24/7 post therefore needs a rota of several officers, not one or two working long shifts.

Bank holidays

There is no statutory right to enhanced pay on bank holidays, so check whether a quotation states its bank holiday rate and which days it applies to.

Notice period and contract length

Short-notice requests require a provider to find, brief and deploy officers quickly, often at premium pay. Short contracts spread fixed set-up costs (site survey, assignment instructions, inductions, equipment) over fewer hours. Longer, stable contracts generally allow a lower rate. Seccuro provides emergency security cover for short-notice requirements, priced to reflect that.

Site risk and duties

A quiet reception desk and a construction site with repeated break-ins are different jobs. Higher-risk sites may need two officers for lone-working reasons, more frequent supervision, additional training or specific skills, all of which raise the cost.

Dog units and vehicles

A security dog team involves the handler’s time, the dog’s care, kennelling, vehicle and veterinary costs, and compliance with the Guard Dogs Act 1975, so it is priced differently from a static officer. Mobile patrols in marked vehicles carry fuel, insurance, tracking and vehicle costs but are shared across several sites, which can make them cheaper than a dedicated officer for some properties.

Licensing and compliance

Every officer carrying out licensable guarding work must hold an SIA front-line licence, which costs £204 and normally lasts three years. Providers that invest in voluntary standards such as the SIA Approved Contractor Scheme also carry assessment and registration costs. These are modest per hour but are part of why compliant rates differ from non-compliant ones.

Cheaper alternatives and combinations

A full-time static officer is not always the right answer.

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Depending on the risk, buyers often combine services:

Our guide to mobile patrols versus static guarding compares these options in more detail.

How to compare security quotations fairly

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  • Ask each supplier to quote against the same specification: hours, duties, number of officers, start date and contract length.
  • Ask what pay rate officers will receive, and whether it is at least the National Living Wage for every hour, including handovers and mandatory briefings.
  • Ask how holiday, sickness and training cover are provided and priced.
  • Ask for the bank holiday rate and any premiums for short notice or additional hours.
  • Check that officers are employed (not presented as self-employed) and hold the correct SIA licence.
  • Ask how annual National Living Wage increases will be handled.
  • Check insurance certificates and, where relevant, SIA Approved Contractor status on the public register.

Our guide on how to choose a security company covers supplier due diligence, and what to include in a security tender covers specification writing.

Getting an accurate price for your site

Seccuro prices each requirement after understanding the site, the risks and the hours needed.

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To discuss security guarding for your premises, request a quote.

Questions

Why is a security charge rate much higher than the officer’s wage?

Statutory on-costs alone add several pounds to every hour an officer actually works, before any of the other components in the table above are added.

Is a very cheap security quote a risk?

It can be. If the employment chain behind the rate is not compliant, clients can face reputational, legal and operational consequences.

Sources (9)Hide sources
  1. GOV.UK: National Minimum Wage and National Living Wage rates
  2. GOV.UK: Rates and thresholds for employers 2026 to 2027
  3. GOV.UK: Holiday entitlement
  4. GOV.UK, Workplace pensions: what you, your employer and the government pay
  5. GOV.UK: Workplace pensions for employers
  6. GOV.UK: Night working hours
  7. GOV.UK: Maximum weekly working hours
  8. GOV.UK: Employers’ liability insurance
  9. GOV.UK: Apply for an SIA licence

General guidance, not legal advice. Check current legislation and official guidance for your circumstances.

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